Money Tips For Life: Financial wisdom for the average Joe.

Helping you make and save more so that you can enjoy the finer things of life!

Wednesday, November 28, 2012

The simplest way to invest – just use Betterment

Recently, I gave a close friend one of the most passionate speeches of my life.  You might think it was about sports, politics or religion but instead it was about how much I’m in LOVE with Betterment – the best investment tool I’ve found… and it’s poised to revolutionize the industry!

Betterment describes itself as “the fully diversified, automated, and smart investment account that helps you feel good about your future” and I couldn’t agree more.  The product is pure genius and by far the simplest and safest way to invest.

I will post a full review in a few days but here are a few reasons why I’m in LOVE with Betterment:
  •  Free (and simple) to open an account
  • Well designed website – it’s easy to navigate and has some great charts to help you with your asset allocation
  • ETFs vs Stocks – rather than investing in individual stocks (greater risk), you invest in a mix of stock ETFs and Treasury bond ETFs.
  • Low fee – free to open and try for 30 days, but afterwards, they charge a small fee ranging from .15% to .35% of your account balance.
  • No minimum balance – you can invest how little or how much as you want with no additional fees
  • Dollar Cost Averaging – the product teaches you to invest automatically on a regular basis.  To me, this is how everyone should be taught to invest and makes good financial sense.
  • Protected by SIPC and regulated by FINRA/SEC– your money is safe from fraud
  • Excellent management team – the bio (found on the website) of key management team members is very impressive.
  • Revolutionary – since 2010 (when they opened their doors), they have consistently evolved their product offerings and come up with new and innovative ways to help people invest better and smarter.
Get a $25 Account Bonus when you sign up for Betterment. Start now!

Friday, November 23, 2012

Black Friday Web Hosting Deal - 50% off at Arvixe

I've been using Arvixe as my preferred domain registrar and web host (ASP and PHP) for the past few years and couldn't be happier with their reliability and customer service.

I've been so thrilled with their service that I just took advantage of their BLACK FRIDAY sale to get 50% off a new PersonalClass PHP and BusinessClassPro ASP account.

Just use promo code BLACK FRIDAY to get the 50% discount.

To see what their customers have to say, click here: Highly Rated Web Hosting - View Ratings Here

Sign up to take advantage of this great deal. Here are some sample hosting packages available at Arvixe:

Blog Hosting
  • PostNuke
  • WordPress
  • b2evolution
  • Textpattern
  • Habari
CMS Hosting
  • CMS
  • phpNuke
  • Geeklog
  • phpWCMS
  • phpWebSite
Shopping Cart Hosting
  • OpenCart
  • osCommerce
  • CubeCart
  • Buy Safe
  • Zen Cart

Wednesday, November 14, 2012

Ebates Double Cash Back (Holiday Sales)

Great cash back deals ending this week.  Click on the image to see all offers.

Ebates Deals of the week - 11/11/12

Hottest deals of this week:
  • Saks Fifth Avenue: 6% cash back.
  • Macy's: 3% cash back.  Veterans' Day Sale - Extra 15% off!
  • Kohl's: 3% cash back. Veterans' Day Sale - Extra 15% off!
  • Kmart: 8% cash back. 
  • Walgreens: 3.5% cash back.
  • Sephora: 4% cash back.

Featured Stores:
  • Piperlime: 10% cash back.
  • Entertainment: 35% cash back.  
  • Snapfish: 20% cash back. 
  • The Body Shop: 10% cash back. 
  • Dell: 4% cash back.
  • Bloomingdales: 6% cash back.
  • Banana Republic: 10% cash back.
  • Staples: 4% cash back.